Remove Lending Remove National Remove Ohio Remove Taxes
article thumbnail

CRE risk management: Navigating hazards and opportunities

Abrigo

Critical capital Should CRE lending be off the table? Recent headlines may lead bankers to believe that shunning commercial real estate lending is the safest path to limit or avoid credit risk, given stresses on CRE and regulatory concerns. But that might not be the best move for your financial institution or your community.

article thumbnail

The ICBA 22/23 executive committee is all in

Independent Banker

ā€œIā€™m so inspired by the professionalism, integrity and commitment of our executive committee and board of directors as we work together to serve the needs of community bankers across the nation,ā€ says Terry Jorde, ICBA senior executive vice president and chief of staff. Coldwater, Ohio. Chairman Brad M. Grand Rapids, Minn.;

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

The Thinker

Independent Banker

Thoughtful lending and an open mind keep profits strong for incoming ICBA chairman Jack Hartings. Coldwater, Ohio. in Coldwater, Ohio, and ICBAā€™s incoming chairman, held fast to his community bankā€™s conservative lending practices. Coldwater, Ohio. Jack Hartings Photo by Michael Nemeth. By Kelly Pike. Employees: 80.

Ohio 70
article thumbnail

The top-performing community banks of 2021

Independent Banker

3-yr average pre-tax ROA. Brazos National Bank. Douglas National Bank. First Bank of Ohio. pre-tax ROA: 3.08%. pre-tax ROA: 2.83%. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowersā€™ needs.

article thumbnail

How community banks can help young homebuyers

Independent Banker

year-over-year increase in the first quarter of 2022, according to the National Association of Realtors (NAR). Burmis, senior vice president and retail lending manager at $450 million-asset Chelsea State Bank in Chelsea, Mich. Source: 2022 Home Buyers and Sellers Generational Trends, National Association of Realtors.

article thumbnail

Senators Push For Inspector General Oversight On $500B Company Bailout Fund

PYMNTS

Sherrod Brown of Ohio and Sen. Administration officials, after all, said that the money could easily be leveraged into $4 trillion in lending power. Mnuchin told ā€œFace the Nationā€ last week that the $1,200 checks for Americans to help them through the crisis would hit around three weeks from now, or in mid-April.

Company 130
article thumbnail

Dynamic Duo

Independent Banker

Sherrod Brown (D-Ohio), Sen. Sherrod Brown (D-Ohio), two lawmakers tapped to lead the Senate Banking Committee for their respective parties, are both independent-minded senators who hold positive views on several priority community banking issues. Richard Shelby (R-Ala.). Illustration: Josue Evilla. By Ed Avis. Richard Shelby (R-Ala.)