Independent Banker

JUNE 30, 2022

As house prices skyrocket, student loan debt grows and wages stagnate, many Gen Zers and millennials are watching their homebuying dreams move out of reach. But there are ways community banks can help mortgage-seekers get on the property ladder. Median home prices have been rising at a double-digit clip, including a 15.7%

Community Bank 143

Community Bank Community Millennials Resources 143

Independent Banker

APRIL 30, 2022

Home Bank of California. Ultima Bank Minnesota. If your definition of a top performer is based on ROA, then the two primary reasons for our level of performance is our leverage and LTD (loan to deposit) ratios. Home Loan Investment Bank, F.S.B. The bank issued 2,182 PPP loans in 2020 and 2021. Deer Lodge.

Community Bank 172

Community Bank Community Montana Taxes 172

Independent Banker

JULY 1, 2015

Arlene Schwerzler is an extraordinary mortgage-making machine. Over the past three years, Arlene Schwerzler, a loan officer for Merchants Bank in Winona, Minn., has closed more than 1,025 residential mortgages. By any standard, that’s a ton of loans for one person to handle. By Michael Blankenheim.

Minnesota 70

Minnesota Wisconsin Maryland Community 70

Gonzobanker

DECEMBER 14, 2023

Just think of what the industry dealt with in the last 12 months: The brunt of the unprecedented scope and pace of Fed rate hikes hit home, and banks have seen an.80 The housing industry, and mortgage banking revenue, came to a stop. To paraphrase: “Sure you can work from home … on Saturday or Sunday.”

Fintech 195

Fintech Community Regional Technology 195

Gonzobanker

DECEMBER 22, 2020

By making 9 million small business loans totaling $750 billion, more than the previous 10 years combined. Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. And, by the way, without missing a beat. Gritty is good.

Idaho 183

Idaho Community Industry Strategy 183