Independent Banker

FEBRUARY 28, 2023

Photo by Harold Daniels Derek Williams, president and CEO of Century Bank & Trust in Georgia, is bringing his passion for community banking to his term as ICBA chairman for 2023/24. Derek Williams and fellow Georgia community bankers at the 2013 ICBA Washington Policy Summit, now the Capital Summit. But the world had other plans.

Community 172

Community Community Bank Georgia San Antonio 172

PYMNTS

SEPTEMBER 17, 2019

While short-term lending in general has a pretty rough reputation, the pawn loan is the most ill-regarded arena in an already unloved category of consumer lending. The loan amount a borrower can get from a pawnbroker is determined solely by the value of the item itself; as in most forms of short-term lending, there is no credit check.

Ohio 151

Ohio Lending Iowa South Dakota 151

CB Insights

OCTOBER 10, 2018

Asia is highly competitive, with tech giants like Ant Financial and Tencent’s WeChat actively dominating mobile payments and expanding their reach in financial services across lending, wealth management, and insurance. This includes targeting the underbanked/unbanked, millennials, students, kids, freelancers, and early adopters of blockchain.

Retail 78

Retail Cards Millennials Mobile 78

Fintech Labs Insights

JANUARY 18, 2016

Millennial saving & investing app. Online consumer lending. HQ: Atlanta, Georgia. Person-to-person small biz lending platform. Multi-family lending management. Tags: SMB, enterprise, commercial lending, non-residential real estate, underwriting, investing. Source: Finovate. Person-to-person lender.

Company 12

Company New York City Fintech San Francisco 12

Fintech Labs Insights

MARCH 22, 2016

million for its P2P lending platform for small businesses. Alt-lender focused on lending against existing automobile titles. HQ: Atlanta, Georgia. P2P real estate lending marketplace. Peer-to-peer lending marketplace. Tags: Consumers, lending, credit, P2P, crowdfunding, investing, underwriting, loans.

Company 12

Company New York City Fintech Colorado 12

CB Insights

OCTOBER 10, 2017

Ninety-two million millennials will soon be in what Goldman Sachs calls their “prime spending years.” Bankrate found 83% of millennials don’t think they’ll ever retire: they simply “don’t think they’ll have the money” to do so.). In aggregate, they command $1.3 trillion in annual spending.

Tools 78

Tools Millennials US Maine 78

William Mills

SEPTEMBER 7, 2016

I’ve heard that financial planners are having a hard time getting Millennials thinking about retirement but instead focus on short-term financial goals – homes, vacations, etc. Besides Georgia, Texas seems to be a hot area for FinTech companies. Command center for small business lending. Sabella and Deepak Jain.

Mobile 40

Mobile Cards Fraud Data 40