South State Correspondent

MARCH 13, 2023

On the liability side of SVB’s $173B in deposits at the end of 2022, approximately 97% were uninsured and above the $250k in FDIC protection threshold. The longer the duration in the investment portfolio, the shorter the duration should be on the lending portfolio. That combination made their liabilities very sensitive to safety.

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Risk Management Management Community Bank Community 221

Abrigo

MAY 5, 2022

In many cases, the podcasts or hosts have sizable social media followings, and all release a new episode at least once per month so you can stay up to date with the latest trends in the finance world. Lending & Credit Risk. Lending & Credit Risk. keep me informed. Whitepaper. Asset Liability Modeling. CECL Models.

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Community Lending Maine Resources 195

Jack Henry

AUGUST 24, 2023

Although you may have access to public information on the web and through the FDIC, knowing the partner has been vetted by another company ‒ possibly one that you already work with ‒ can be comforting when considering a transaction. Make sure all parties benefit. Integrate partner offerings into your ecosystem.

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Apple Resources social media FDIC 78

Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. I want to read to you the FDIC’s conclusion from their An Examination of the Banking Crisis of the 1980’s and Early 1990’s. Who would’ve thought lending $1 million to a San Francisco cab driver to buy a house at 100% loan to value would go bad? We took a serious reputational hit.

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

JULY 15, 2016

But when it comes to a tactic that plays rope-a-dope with the facts about something, say as serious as whether or not China hacked into the FDIC, then it is not at all cool. Top as in the very top: the FDIC chairman, his chief of staff, and the General Counsel. Lending Club Algorithms . Really, since when?).

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Retail FDIC Bitcoin Lending 100

Banking 2020

MARCH 10, 2015

The rapid emergence of crowdfunding, alternative lending, and peer-to-peer transactions strongly indicates that small businesses are shifting away from the traditional banking environment. According to FDIC Data Calls as outlined in the Forbes , in the 4th Quarter of 2014, traditional banks’ commercial loan portfolios saw a 3.1%

Community 40

Community Lending Capital Conference 40

William Mills

SEPTEMBER 9, 2016

Social media is a special challenge since social media was not created with compliance in mind. I can see how some other social media channels may be more prevalent and important in the U.S. International lending platform – Create opportunities for Investors. -K.T. 31 years sent excel was released.

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social media ATM Mobile Customer Experience 40