CFPB Monitor

SEPTEMBER 10, 2020

The DBO indicated that it “is investigating whether LoanMart’s role in the arrangement is so extensive as to require compliance with California’s lending laws. While several states oppose the preemption of state usury laws in the context of bank/nonbank partnerships, federal banking regulators have taken a different stance.

Utah 78

Utah California FDIC West Virginia 78

Javelin Strategy & Research

SEPTEMBER 2, 2014

This will require several trips a year to Washington, DC along with several touch-points, and I’m looking forward to getting acquainted with the CFPB’s staff and other 24 Consumer Advisory Board (CAB) members. I can’t get enough of innovation and digital strategy. I’ll provide one more example of the elusive win-win innovation.

Innovation 58

Innovation DC FDIC Strategy 58

CFPB Monitor

OCTOBER 18, 2022

In remarks at the DC Fintech Week conference on October 11, 2022 and in a keynote address later the same day at a roundtable conducted by the Harvard Law School Program on International Financial Systems, Acting Comptroller of the Currency Michael J. Promises of innovation and inclusion often mask crypto’s promotion of a gold rush vibe…”.

Regulation 78

Regulation FDIC DC System 78

FICO

AUGUST 27, 2018

It’s August and it’s hot in Washington DC. Much of the latest buzz has come from the recently released Treasury report which focuses largely on the Trump administration’s outlook for financial innovation. Yet in the nation’s capital, fintech policy may actually be hotter than the temperatures outside. beyond a 12 month horizon).

Policies 49

Policies US Fintech DC 49

PYMNTS

DECEMBER 27, 2016

Wells Fargo was just a bank that was really good at getting its customers to sign up for credit cards, and Lending Club and its P2P counterparts were coming to eat mainstream banking’s lunch. They should, however, be commended for lending money. Financial service providers should be vilified for doing wrong. And they are.

Lending 117

Lending New York DC Cards 117