CFPB Monitor

SEPTEMBER 28, 2016

The CFPB has issued its September 2016 complaint report which highlights complaints about money transfers and complaints from consumers in Pennsylvania and the Philadelphia metro area. Sellers involved in transactions using an online money transfer service often reported encountering problems with the dispute resolution process.

Pennsylvania 60

Pennsylvania Report Philadelphia Wyoming 60

CFPB Monitor

DECEMBER 5, 2022

Any vehicles sold online, including through www.carmax.com or the CarMax mobile app, must also clearly and conspicuously disclose on the first page of the overall description of the vehicle or vehicle history report that the vehicle may be subject to an open recall for safety issues that have not been repaired.

Rhode Island 78

Rhode Island West Virginia South Carolina North Carolina 78

CFPB Monitor

MARCH 15, 2022

The rules provide that a loan made by a national bank, federal savings association, or federally-insured state-chartered bank that is permissible under applicable federal law (Section 85 of the National Bank Act (NBA) or Section 27 of the Federal Deposit Insurance Act (FDIA)) is not affected by the sale, assignment, or other transfer of the loan.

California 78

California Innovation Utah West Virginia 78

Gonzobanker

DECEMBER 14, 2023

Honorable Mentions – while this was a quiet year for M&A, we tip our hat to Atlantic Union’s acquisition of American National Bank and Eastern Bank’s acquisition of Cambridge Bank. Importantly, Jeff’s contributions to the credit union industry and the Pennsylvania community are simply too long to list.

Fintech 195

Fintech Community Regional Technology 195

PYMNTS

NOVEMBER 26, 2019

Wayfair ruling have made tax compliance challenges highly visible. Struggles to understand and fulfill tax obligations are not new — states have worked for decades to manage these compliance difficulties. The court did cite South Dakota’s SSUTA membership when allowing South Dakota’s online sales tax law to stand.

Taxes 141

Taxes South Dakota District of Columbia Compliance 141

PYMNTS

JANUARY 7, 2019

One of the main ideas behind Real ID is to make it easier to authenticate a person’s identity, and to do so according to a single, de facto national standard. However, that can lead to more opportunities for online fraudsters as well. For now, that’s for the future, perhaps a next generation of nationally mandated personal ID.

Security 183

Security National Pennsylvania United States 183

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Sale of the Year – Scott Custer, Terry Earley and the gang at Yadkin Bank for their successful sale to FNB Pennsylvania and the creation of a new regional power in the Mid-Atlantic and Southern states.

Utah 60

Utah System Community Marketing 60