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Important Considerations When Growing the CRE Portfolio

Abrigo

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. For many, commercial real estate lending may be the ticket. This reflects a larger industry trend.

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How much should you segment FAS 5 (ASC 450-20) pools?

Abrigo

Institutions can gain more insight into sub-segmented performance, conduct more sophisticated loss methodologies such as migration analysis and can make better-informed lending decisions over time. ” The ability to adequately meet ALLL, stress testing and other risk management requirements relies upon sound segmentation practices.

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5 Common Lending Challenges and How Lending Software Can Help

Abrigo

Credit and Lending Software Overcome Common Lending Problems Banks and credit unions that leverage an integrated lending and credit platform reap the benefits of a consistent, efficient and defensible lending program. Lending and Credit Software. Robert Ashbaugh, Abrigo senior risk management consultant.

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5 common lending challenges and how software can help

Abrigo

But visibility into a process enables management to both (1) see the status of loan request tasks and (2) have an audit trail to keep track of what has been completed and by whom, leading to improved pipeline management and better forecasting. Collecting current financial information for annual reviews.

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GAO issues report on OCC fair lending oversight

CFPB Monitor

In response to a request from three Democratic House members, the GAO recently issued a report on its review of fair lending oversight conducted by the Office of the Comptroller of the Currency. These changes contributed to fewer annual fair lending examinations and deficiency findings leading to matters requiring attention at smaller banks.

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