Community Denver Marketing Risk Management 
South State Correspondent
JANUARY 4, 2023
While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year. When offering a higher money market or CD rate, the direct damage done to cost of funds is often the least of a bank’s worries.
FICO
FEBRUARY 21, 2023
The two main differences this year vs. 2022 are that the housing market has slowed down dramatically (sales are down 35.4% This, combined with higher active rates, is exactly what Marketing departments strive for. from November 2021 to November 2022) and the unemployment rate is expected to rise to 4.6% December 2019: 49.6%).
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Jeff For Banks
JUNE 2, 2023
Between 1995 and its peak in March 2000, the Nasdaq Composite stock market index rose 800%, only to fall 740% from its peak by October 2002, giving up all its gains during the bubble. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate? What caused it? Some seemed panicked.
Independent Banker
JUNE 30, 2022
Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Photo by Linkes Photography.
William Mills
SEPTEMBER 12, 2017
Digital banking solutions for community banks and credit unions. They’re showing a web platform related to their capitol markets solution. Transforming consumer risk management with patented analytics, proprietary data and real-time insight into consumer behavior. Check back for new updates throughout the day.
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