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How Relationship Lending & A Transaction-Oriented Focus Can Win More Business Loans

Abrigo

Takeaway 1 Many banks and credit unions want to win more business loans but will face higher rates and more competitors. Takeaway 3 Technology allows lenders to blend these approaches while achieving greater economies of scale. Is making more business loans a top focus at your bank or credit union this year? Siems, Jonathan A.

Lending 195
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Is Your Contemplated Bank Merger Anti-Competitive?

Jeff For Banks

Yesterday at the ABA's virtual Conference for Community Bankers (CCB), Federal Reserve Governor Michelle Bowman gave a speech, My Perspective on Bank Regulation and Supervision. Market shares for a local banking market are based on the deposits of depository institutions in the market.

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The math behind small business lending: Problems & possibilities for banks & credit unions

Abrigo

Takeaway 3 Depository lenders are enhancing their lending procedures and technologies to meet institution risk and return requirements as they grow. Dynamic market Small business lending by banks & credit unions Small businesses are a pillar of the U.S. At the same time, 59% pursued credit to meet operating expenses.

Lending 243