Community Bank Maine Regulation Risk Management 
Independent Banker
JANUARY 31, 2022
With consumer expectations seeming to evolve faster every year, community banks could consider partnering with a fintech to keep up with technological innovation. Those conversations, he says, centered around whether community banks could compete against this brash group of newcomers. Photo by Pogonici/iStock. Quick Stat.
South State Correspondent
APRIL 30, 2024
An inverted yield curve, continued bank failures, and the desire to manage risk and offer clients higher service are all factors that are driving more community banks to adopt a loan hedge program. Community banks do this profitably by turning transactional accounts into relationships.
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South State Correspondent
APRIL 30, 2024
An inverted yield curve, continued bank failures, and the desire to manage risk and offer clients higher service are all factors that are driving more community banks to adopt a loan hedge program. Community banks do this profitably by turning transactional accounts into relationships.
South State Correspondent
AUGUST 21, 2022
Last week we wrote about loan-level vs. balance sheet hedging for community banks and provided our loan proposal generator ( HERE ). We compared and contrasted the two strategies and sized the market for community banks. A community bank may transact one or only a few balance sheet hedges over many years.
Abrigo
FEBRUARY 12, 2020
Despite expectations for growth, bankers, regulators, investors, and others are watchful about potentially lower returns and credit risks ahead. Community financial institution lenders, however, will want to “pick their spots” for CRE loans this year. Heading into 2020, banks seem to be continuing to respond to risk concerns.
Abrigo
SEPTEMBER 26, 2014
Within the financial industry, the word “regulation” often receives a mixed reaction. Last week, the biggest names in banking addressed their balance sheets, and announced the results of their mid-year stress testing practice. Berger argues that further regulation on credit unions would prove detrimental.
Abrigo
AUGUST 5, 2020
Therefore, it’s essential that the credit memo captures the complete picture of the borrower to ensure proper risk management. Nearly three out of four respondents reported financial or risk trends as one of their institution’s main factors for determining loan grades, a pleasant surprise to Wear.
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