Community Bank Lending Regulation Virginia 
Independent Banker
JANUARY 31, 2022
With consumer expectations seeming to evolve faster every year, community banks could consider partnering with a fintech to keep up with technological innovation. Those conversations, he says, centered around whether community banks could compete against this brash group of newcomers. Photo by Pogonici/iStock. Quick Stat.
Independent Banker
SEPTEMBER 25, 2014
This is particularly true for community banks preparing to undergo their next regulatory safety and soundness or compliance examination. The better prepared, the less likely they are to run afoul of the continually shifting regulations. Benjamin Franklin famously said that “by failing to prepare, you are preparing to fail.”
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Independent Banker
DECEMBER 13, 2015
New Military Lending Act regulations kick in next fall. Following a three-year study on predatory lending, the U.S. Department of Defense has now issued the final rule to implement the Military Lending Act. Transactions not covered by Regulation Z are excluded from coverage under the rule. By Mary Thorson Wright.
Abrigo
DECEMBER 16, 2019
Regulators, investors, and other stakeholders will be watching and listening for updates on the impacts of the accounting change. Even now, however, banks and credit unions with 2023 deadlines are seeking information about what the earliest adopters have learned so far in their implementation efforts. Lending & Credit Risk.
Independent Banker
NOVEMBER 25, 2015
Regardless of the name, nonbank technology firms are wedging themselves between community banks and their customers by offering a slew of traditional and nontraditional banking products. This puts consumer data, and potentially credit ratings, reputations and bank accounts, in jeopardy. Siphoning customers.
Independent Banker
JULY 1, 2015
When another lender left the $103 million-asset community bank, Harms picked up her client load for months without complaint and then trained the new replacement staffer. And even as new regulations make the mortgage environment increasingly challenging, he just smiles, adapts quickly and gets back to business.
Independent Banker
JULY 28, 2016
The demands of managing regulatory compliance are uncontested, and depending on the disposition of the participants inside and outside of the bank, compliance management exists with varying degrees of problems and adversity. Just how can your community bank do all of those things? What agency is our prudential federal regulator?
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