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Analytical and Personable

Independent Banker

Jamey Smith Citizens Bank in Kilgore, Texas. Jamey Smith forges complete partnerships for successful commercial lending. He’s the epitome of a community bank lender.”. Citizens Bank has begun sending its newly hired credit analysts to Smith for training in the credit side of the business. By Judith Sears.

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Amegy Bank Promotes C&I Lending Exec to President

American Banker

Amegy Bank of Texas in Houston has promoted Laif Afseth from executive director of commercial and industrial lending to president of the company.

Lending 37
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Green Bancorp in Texas Makes Progress Exiting Energy Lending

American Banker

Green Bancorp in Houston has resolved $37 million in energy loans since deciding to get out of that business.

Houston 28
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Xenith Bank to Quit Mortgage Business, Citing Compliance Costs

American Banker

The $2 billion-asset holding company disclosed in a regulatory filing that its Xenith Bank reached an agreement Friday with Gateway Bank Mortgage in Wilmington, N.C., to sell certain assets to Cornerstone Home Lending, a multistate lender based in Houston.

Houston 28
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Bankers: Is your strategy the same as your competitor?

Jeff For Banks

Two sections of the 10k I scroll to is the "Business" section and the "Business Strategy" section. This, one would think, would give me a feel of the bank''s differentiation strategy, it''s perceived competitive advantage, if you will. Well don''t get too excited. I picked Texas because of their perceived independent streak.

Strategy 101