Remove Capital Remove Lending Remove Regional Remove Tennessee
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The top-performing community banks of 2021

Independent Banker

In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. If we were to have capital levels more in line with peer averages, we would barely be able to originate and keep mortgage loans of any size. . Mendenhall.

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Who Will Disintermediate The Intermediaries?

PYMNTS

In 1916, Clarence Sanders opened the first self-service grocery store in Tennessee. For the first time, local and regional DVD rental stores aside, people across the U.S. All of these same forces are disrupting banking and lending. Physical interactions are no longer a requirement to get what they want, including loan products.

Retail 117
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Building from Scratch

Independent Banker

She grew up in a small town in Eastern Tennessee. Two years later, Nelson moved as a single mom to Oakland, where she again found a job as a teller at a regional bank. She worked her way up to become a senior vice president and senior manager of that regional bank.

Oakland 98