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We analyzed 7 of the fastest-growing personal finance apps of all time to figure out the secrets to their success — here’s what we learned

CB Insights

A host of startups have emerged to capitalize on this trend. Acorns’ rock-bottom customer acquisition costs as driven by non-viral referral. Acorns, on the other hand, helps us see how even a modest, non-viral referral program — optimized with various UX best practices — can be a serious driver of growth. Acorns, at $4.50

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Fall In! FinovateFall 2015 Presenting Companies Revealed

Fintech Labs Insights

Alfa-Bank offers a wide range of products and operates in all sectors of the financial market, including corporate and retail lending. Dealflow is building the largest channel for online capital formation. FinovateFall 2015 is sponsored by The Bancorp , Capital Source , Envestnet , FT Partners , and Hudson Cook.

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