Remove Capital Remove Lending Remove Oregon Remove Regional
article thumbnail

The community banks standing by hospitality customers

Independent Banker

We are hoping that when things return to normal that the regulators will allow us to capitalize the interest that has been deferred, because some of these guys might have difficulty catching up and paying that,” Duffy says. Industry data clearly shows that recovery is underway, although some segments and regions are faring better than others.

article thumbnail

The top-performing community banks of 2021

Independent Banker

In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. If we were to have capital levels more in line with peer averages, we would barely be able to originate and keep mortgage loans of any size. . Oklahoma City.

article thumbnail

Bankers: Is your strategy the same as your competitor?

Jeff For Banks

Lending services include commercial loans to small to medium-sized businesses and professional concerns as well as consumers. We are registered in Colorado and Oregon as a lender and our employees maintain home offices in those states from which we originate and underwrite those loans. Texas Capital Bancshares, Inc.

Strategy 101