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5 New Year’s Resolutions For Any Sized Bank That You Must Get Right in 2023

South State Correspondent

Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Without the windfall of profit accrued to banks in 2022 because of faster-than-expected rate increases, banks will need to be better allocators of capital.

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10 Lessons From The Small Business Banking Conference

South State Correspondent

Recently, the American Banker hosted their annual Small Business Banking Conference in Nashville, and as always, it was one of the better banking conferences of the year. We sat through almost every presentation and took pages of notes. Traditionally, helping with the basics, as outlined below, has been common.

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Rebeca Romero Rainey: Let’s continue to push the boundaries

Independent Banker

It was wonderful to see so many of you at ICBA LIVE a few weeks ago in Nashville, Tenn. It’s always great to be with fellow community bankers, and now, as ICBA president and CEO, our members! It could be something as simple as making a loan to a new kind of business in your community, or bringing in a new technology.

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Bank Brand Value: Calculated!

Jeff For Banks

What if the company is more capital intensive, and has to carry more capital than other companies? And we can measure this by looking at a financial institution's cost of interest bearing deposits, and yield on loans, compared to other regional players that have similar balance sheets. So the ROE is lower. i.e. brand.

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2021 GonzoBanker Awards

Gonzobanker

From nowhere, sizable regional players are being created. Performance and multiples continue to be solid, outperforming most regional banks. Goes to Eric Sprink, Coastal Community Bank , Everett, Wash. Randy Stevens , CEO , First Farmers and Merchants Bank , Nashville TN. Like how does that play into our communities?

Fintech 147
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The 2019 GonzoBanker Awards

Gonzobanker

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. It was always clear how much Jones loves his credit union, his team and his community. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank.

Idaho 148
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Jack Henry Annual Conference 2017 – Fintech, AI and Cyber Security

William Mills

The 2017 Jack Henry Annual Conference (JAC) took place October 15-19 in Nashville, Tenn. with nearly 2,000 financial industry professionals in attendance. This year, Jack Henry & Associates (JHA) combined the Jack Henry Banking and ProfitStars Educational Conferences as well as the Jack Henry Banking Executive Forum into a single event.