Remove Capital Remove Community Remove Management Remove NJ
article thumbnail

The top-performing community banks of 2021

Independent Banker

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Philadelphia.

article thumbnail

Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” To you, manage your interest rate risk. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate?

FDIC 78
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

A Financial Institution Investment Banker Had Questions. Here Are My Answers.

Jeff For Banks

Dropping ROE to 8% to make strategic investments so the financial institution can elevate it to 11% makes total sense to the CEO and Board that manages for long-term performance. They should calculate their unique "well-capitalized" by estimating the risk on their balance sheet per balance sheet item, now and as projected.

NJ 60
article thumbnail

Who were ICBA’s Top Lenders of 2022?

Independent Banker

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. First Community Bank of the Heartland, Inc.

article thumbnail

Peapack-Gladstone Plans Acquisitions After Raising $50M

American Banker

is considering additional acquisitions in wealth management after raising $50 million in subordinated debt. Peapack-Gladstone Financial in Bedminster, N.J.,