Independent Banker

NOVEMBER 30, 2022

Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; Community Financial Services Bank, Benton, Ky.; Bank of Montana, Missoula, Mont.; CNB Bank, Berkeley Springs, W.Va.; Midwest Bank, Norfolk, Neb. Bank of Montana: Breaking the mold. Bank of Montana. Tom Swenson, Bank of Montana.

Community Bank 169

Community Bank Community Montana Leadership 169

Abrigo

JANUARY 15, 2015

With mortgage rates down in the US , many homebuyers are looking locally to their community banks to finance their new, potentially life-changing purchase. In the spirit of the go local movement, new data from Sageworks Bank Information peeked in on 10 cities to see which community banks were making an impact on local mortgage lending.

Cleveland 150

Cleveland Detroit Michigan Community Bank 150

PYMNTS

JUNE 22, 2016

City State Bank. Comenity Capital Bank. Commercial Bank. Indiana State University Credit Union. Pendleton Community Bank. Peoples Bank (OH). Phoenixville Federal Bank & Trust. Premier Bank (MN). Premier Bank (NE). Premier Bank Rochester. Randolph Savings Bank.

Apple 102

Apple ATM Mississippi Indiana 102

Jeff For Banks

JULY 5, 2022

The money market mutual fund became a formidable competitor to the bank account. First Internet Bank in Indiana was founded in 1998. They once held all of the keys to the banking kingdom. They are/were the business owners, demanders of capital and loans, and significant depositors. I'm bullish on community banking.

Millennials 78

Millennials Community Pennsylvania Community Bank 78

Jeff For Banks

DECEMBER 7, 2019

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Total return includes two components: capital appreciation and dividends. First Capital, Inc.

Indiana 78

Indiana South Dakota Oregon Community Bank 78

Jeff For Banks

APRIL 25, 2014

"Our combined financial institution will offer a wider array of products and services while continuing our long-standing personal commitment to our customers and community." - Gregory Schreacke, President of First Financial Service Corporation in Elizabethtown, KY on his bank''s sale to Community Bank Shares of Indiana, Inc.

Community 95

Community New York Indiana Connecticut 95

Jeff For Banks

MARCH 5, 2021

A bank trade association CEO asked me a couple of questions while he was researching an op-ed piece. Shouldn't the CFPB work to address the impediments to starting a bank in LMI markets rather than punish community banks who scrambled to serve their customers when the economy shut down? The edited Q&A is below.

Regulation 78

Regulation Indiana Charlotte Community Bank 78