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CRE risk management: Navigating hazards and opportunities

Abrigo

WATCH Takeaway 1 Banks and credit unions are critical sources of capital for businesses in their communities, so how institutions assess CRE credits matters. Takeaway 3 Loan-level stress testing can help assess repricing risk, while capital stress testing helps clarify the impact of CRE loan losses on capital.

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CRE Credit Risk – What You Need To Know Now

South State Correspondent

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure. touched off a wave of bankruptcies.

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A fund for diverse tech companies

Independent Banker

First National Bank and Black Tech Nation Ventures teamed up to support minority-owned startups in the Pittsburgh community and beyond. Driven by her goal to cultivate a supportive community for diverse tech startups, Kelauni Jasmyn founded the fiscally sponsored nonprofit Black Tech Nation in Pittsburgh in 2018. By Elizabeth Judd.

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Peace Coffee Perfectly Times Its Pandemic-Fueled Growth

PYMNTS

Before the pandemic, it was a strong regional brand that combined conscious capitalism with direct-to-consumer (DTC) capabilities, with four popular retail locations, a rabid fan base and solid retail distribution for its whole-bean blends. But we’re in very regular communication with the organizations that we buy coffee from.

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Stuck in the middle: Addressing the gap in senior housing with financial solutions.

PopularBank

A study from the University of Chicago found the number of retirees within that segment will nearly double in the next 10 years. Review fees and fee structures to determine the optimal pricing model for the community. Enhance amenities. Rebrand services and common areas to get the most out of your renovations.

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For Financial Institutions, What Drives Value?

Jeff For Banks

Umrai Gill , Managing Director of Performance Trust in Chicago presented his findings to the Financial Managers Society at their East Coast Regional Conference this month. And capital, well, I refer you to a prior post where I clearly stated there was such a thing as too much capital. So what metrics drive value?

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2021 GonzoBanker Awards

Gonzobanker

From nowhere, sizable regional players are being created. Performance and multiples continue to be solid, outperforming most regional banks. Goes to Eric Sprink, Coastal Community Bank , Everett, Wash. Through all this, First Farmers has remained disciplined in performance and squarely focused on customers and community.

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