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Another Maryland threat to bank partner model lending

CFPB Monitor

According to the factual allegations in the OCFR’s Charge Letter : The Bank offers in-store retail credit financing as well as store-branded credit cards to Maryland consumers. Atlanticus/Fortiva performs all of the collections, servicing, payment and remittance operations in connection with the accounts.

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At home with HOA banking

Independent Banker

Looking for an avenue to increase its deposit base, Academy Bank tapped into a market it hadn’t explored before: homeowners associations. is a full-service commercial bank with 80 branch locations in Arizona, Colorado, Kansas and Missouri. One of the very quick things we turned to were HOAs,” he says. Photo by Jason Tracy. Assets: $2.3

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When QSRs Think Really Outside The Box In The Innovation Race

PYMNTS

The drive-thru window, for example, first met the market in 1947 when it was introduced to the world by Sheldon “Red” Chaney, operator of Red’s Giant Hamburg in Springfield, Missouri. The concept was invented by a Guatemalan McDonald’s franchise operator, Yolanda Fernández de Cofiño, in the mid-70s.

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Retail Pulse: Best Buy Strikes Out With Small-Format Stores (But Beats On Earnings)

PYMNTS

The Verge reported that Best Buy Mobile stores were only contributing around 1 percent of overall revenue, while gobbling up more in operational costs than their full-sized counterparts. Since being acquired by Amazon, Whole Foods has opened several Market 365 locations to sell its private-label goods. percent to a total of $8.41

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Chapter 11 Watch: Hockey Chain Put On Ice, California Livin’ Goes Bust In Hong Kong

PYMNTS

It’s certainly not the type of pull marketing they teach in business school, but at the rate merchants keep showing up on the Chapter 11 Watch, retailers can’t be too pika-choosey about the ways they draw new customers in. Not every brand that closes its doors did so last week in infamy, though. Store Closures.

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Panera Gives Its Customers A Verbal Order-Ahead Assist

PYMNTS

Louis, Missouri-based company partnered with Google to allow customers to place orders using simple phrases like, “OK Google, ask Panera for delivery,” or “OK Google, talk to Panera.”. Panera Bread, which operates 2,024 locations in the U.S. Earlier this month, the St. Life in the fast lane.

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End-Of-Summer Edition: Retro Malware, Bitcoin’s Surge ‘N’ Split And Apple Watch Sees Other People

PYMNTS

EST in South Carolina, there will be a total solar eclipse — with Idaho, Wyoming, Montana, Nebraska, Iowa, Kansas, Missouri, Illinois, Kentucky, Tennessee and Georgia all enjoying prime viewing slots between start and finish. Today, between 12:05 p.m. EST/9:05 a.m. PST in Oregon and 2:48 p.m. One way or another, we will all find out soon.

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