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Figure CEO: Figure Pay, National Bank Charter Will Boost Financial Inclusion

PYMNTS

He pointed to brands and merchants like Dunkin and Dollar General, marked by underserved populations that could benefit by better economics than has been seen with prepaid cards or payday lending. But a national charter would allow for a uniformity of presence and market scope. Looking Toward The Blockchain . The Charter Advantage .

National 215
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The Current Banking Crisis – 10 Not So Apparent Lessons

South State Correspondent

It turns out that confidence is more valuable than capital. Percentage of Uninsured Deposits: At the time of failure, SVB had approximately 88% of their deposits above the FDIC-insured $250k limit and ran at 95% at the end of last year. The ratio would provide a bank’s current core capital position to risk-adjusted assets.

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Fintech Deals Are Still Happening – and It’s a Good Thing

Gonzobanker

All the capital flowing into the digital fintech space is helping to solve banking industry challenges. As the industry’s appetite for digital technology grows, the capital that’s been flowing into mostly digital-focused fintech is solving real industry challenges right now. SoFi/Galileo: This $1.2 customer impact.

Fintech 109
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Dr. Strangelove or: How Fintechs Will Learn to Stop Worrying and Love Regulation

FICO

In India, online lending companies raised a record $909 million in venture capital last year (the third-biggest market behind the U.S. Brand protection. Fintechs and challenger banks understand that brand recognition and affinity is key to their long-term success. and China). As Zach Bruhnke, co-founder and CEO of U.S.

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Lack of an M&A Strategy May Leave You Dateless at the Prom

Gonzobanker

While we may see an uptick in the number of new bank charters from the near zero we have today, too many other industries with less regulation will attract capital. Useful filters could include qualities like geography, asset size, branch network, balance sheet mix, capital levels and niche businesses. Identify M&A Partners.

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Finovate Fall 2016 Live Blog – Day 2

William Mills

Now showing how Avoka can integrate with a ton of apps in a matter of days with your company’s brand. Franchises – Americas greatest brands” They have a list view function where investors can investigate franchises near and far. It’s seems better to invest in a brand you are more comfortable with an established presence.