The Financial Brand

JUNE 13, 2021

The post Consumer Lending Transformation Requires Speed, Simplicity and a Digital Mindset appeared first on The Financial Brand - Banking Trends, Analysis & Insights. To compete with fintech lenders, traditional financial institutions must simplify internal processes and improve mobile experiences.

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The Financial Brand

JUNE 9, 2021

The post 5 Growth Strategies Financial Institutions Can Use for 2021 and Beyond appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Comparing Covid's impact with the Great Recession reveals ways community institutions can attain a sustainable mix of loan and deposit growth.

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The Financial Brand

DECEMBER 8, 2021

Some view soaring BNPL as an existential threat to credit cards and traditional bank loans. The post Is ‘Buy Now, Pay Later’ the Future of Consumer Lending? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Others argue there are strong opportunities.

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Lending Banking Trends Analysis Trends 37

The Financial Brand

NOVEMBER 18, 2021

Greater acceptance of digital commercial lending processes has arrived as both financial institution lenders and prospects see the benefits. The post How the ‘New Normal’ is Driving Change in Small Business Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JUNE 17, 2023

This article The Deposit Strategy Behind Customers Bank’s FDIC Loan Deal appeared first on The Financial Brand. Customers Bank saw a bunch of specialized loans on sale at a 15% discount and a bunch of bankers who could do more. It connected the dots.

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The Financial Brand

OCTOBER 25, 2023

This article How Bank of America Plans to Get a Jump-Start on EV Lending appeared first on The Financial Brand. This article How Bank of America Plans to Get a Jump-Start on EV Lending appeared first on The Financial Brand.

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The Financial Brand

JANUARY 10, 2022

Co-branded GM card, with unique e-commerce potential, is latest foray into banking. The post What’s Next for Goldman’s Marcus Banking Strategy? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Meanwhile, the industry awaits launch of Marcus checking.

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The Financial Brand

DECEMBER 27, 2021

The post Mortgage Lending Snag: Boomers & Millennials Vie for the Same Houses appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Just as more Millennials are finally looking to become homeowners they find starter homes have been grabbed by retirees or investors.

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The Financial Brand

JUNE 9, 2021

The post Fintech Lending Is On The Rise, But Default Rates Aren’t Pretty appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers like the sound of getting a loan from a fintech provider instead of a traditional institution, but at what cost?

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The Financial Brand

JUNE 3, 2021

While new ways to pay on the installment plan beckon, younger consumers attracted to fintech offerings could be wooed back by banks. The post Banks Could Be the Future of ‘Buy Now, Pay Later’ Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Lending Banking Trends Analysis Trends 37

The Financial Brand

OCTOBER 11, 2021

Here's what banks and credit unions need to know to stay competitive in this vital market. The post Three Key Trends Will Dominate the Auto Lending Landscape in 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JUNE 9, 2021

The post Fintech Lending Is On The Rise, But Default Rates Aren’t Pretty appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers like the sound of getting a loan from a fintech provider instead of a traditional institution, but at what cost?

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The Financial Brand

MARCH 9, 2023

This article Credit Unions Bulk Up in Commercial Lending and Home Equity, Along with CDs appeared first on The Financial Brand. Loan growth is a strength for credit unions, but the top federal regulator frets over rates and heightened risk trends.

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The Financial Brand

JANUARY 5, 2022

Fintechs are making deep inroads in the small business banking market, including lending, forcing banks to up their game. The post Top Trends Transforming Business Banking in 2022 and Beyond appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

OCTOBER 10, 2021

Leading traditional credit card issuer crosses the line into merchant-supported buy now, pay later lending. The post Card-Issuing Bank Takes on Fintechs with Its Own BNPL Plan appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 10, 2021

Anemic lending and vaccination questions aren't the only things nagging banking leaders. The post Banking and Payment CX Jeopardized By Surging Digital Fraud appeared first on The Financial Brand - Banking Trends, Analysis & Insights. A 'pandemic' of fraud must also be dealt with.

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The Financial Brand

FEBRUARY 6, 2022

Deposit strategies will be sharply impacted by the rapid pace of change, complicated further by several unprecedented economic factors. The post How Banks & Credit Unions Should Prepare for Rising Interest Rates appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JANUARY 24, 2022

bank is unsettled by inflation's impact on economic growth and the effect that could have on lending. The post What’s Worrying BofA’s Brian Moynihan in 2022: Wages, Inflation & The Economy appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The CEO of the No.

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The Financial Brand

DECEMBER 6, 2023

This article Regional Banks Need to Prepare Now for More Earnings Pressure in 2024 appeared first on The Financial Brand. Players like Citizens, PNC and Huntington will see stiffer conditions on both the lending and deposit sides.

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The Financial Brand

JUNE 23, 2021

Traditional institutions exploited holes in fintechs' consumer lending model, especially relating to service. The post Fintech Lenders Stumble While Banks and Credit Unions Gain appeared first on The Financial Brand - Banking Trends, Analysis & Insights. But technology is still key.

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The Financial Brand

NOVEMBER 7, 2021

Research on the future of banking finds that most changes in the future of banking will be evolutions of the more recent past. The post 14 Surprising Projections on the Future of Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JANUARY 3, 2024

This article Washington Watch: 5 Issues Bankers Should Monitor in 2024 appeared first on The Financial Brand. A thaw in the M&A freeze, tougher attention to fintechs, continuing fair-lending attention and more promise turbulence in an election year.

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The Financial Brand

APRIL 18, 2023

This article Earnings Watch: Uninsured Deposits & Commercial Real Estate Loans Should Be Prime Focuses appeared first on The Financial Brand. The impact of rising interest rates on commercial real estate lending will be a key issue among regionals and community banks.

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The Financial Brand

AUGUST 22, 2021

The fast-growing BNPL market, popular with Millennials and dominated by fintechs, is already siphoning billions in revenue from banks. The post Financial Institutions Must Address ‘Buy Now, Pay Later’ Problem Now appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JANUARY 22, 2024

This article The Great M&A Debate: Regional Bankers Argue the Need to Buy Scale in 2024 appeared first on The Financial Brand. One leader says yes, but others see alternative strategies. This article The Great M&A Debate: Regional Bankers Argue the Need to Buy Scale in 2024 appeared first on The Financial Brand.

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The Financial Brand

AUGUST 3, 2021

The post CEO Reveals Plans for LendingClub’s Unique Fintech+Bank Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. In this case, voracious loan acquisition is combined with a huge potential for primary checking.

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The Financial Brand

MAY 4, 2021

A redefining year for the industry accelerated digital banking trends but left many strategic question marks for retail banking leaders. The post How Covid-19 Continues to Reshape Consumer Banking Behaviors appeared first on The Financial Brand.

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The Financial Brand

AUGUST 10, 2021

The post Innovation and Sheer Marketing Muscle Power Credit Card Battle appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Fintechs and neobanks are adding competition with fresh ideas as major players prepare to spend for share.

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The Financial Brand

SEPTEMBER 12, 2021

The post One Fintech’s Plans Reveal How BNPL Could Spread Further Into Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. An inside look at what makes 'buy now, pay later' so hot, from revenue streams to funding – from the perspective of market leader Sezzle.

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The Financial Brand

OCTOBER 13, 2021

appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Financial institutions can't approach the generation that's growing up with BNPL and likes debit cards the same way as Millennials. The post Will Loan Volume Shrivel as Debt-Wary Gen Z Hits Their Borrowing Prime?

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The Financial Brand

NOVEMBER 3, 2021

The post Gen Z Stokes Credit Card Growth in Spite of BNPL appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Credit bureau data paints a more detailed picture as new card accounts surge.

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Cards Banking Trends Analysis Trends 39

The Financial Brand

DECEMBER 9, 2021

The post BofA Wades Into High Net Worth Battle with New Rewards and Card Offers appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The megabank rolled out a key enhancement to its loyalty program and launched a slick new card — both aimed at high net worth consumers.

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Cards Banking Trends Analysis Trends 37

The Financial Brand

SEPTEMBER 16, 2021

The post Credit Cards Still Rule, But Face an Existential Threat From BNPL appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers who adopted it during the pandemic say they are likely to continue using it.

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Cards Banking Trends Analysis Trends 39

The Financial Brand

AUGUST 16, 2021

The post This Fintech Lender Has Big Plans to Be More Than ‘Just a Bank’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Brex aims to build a vast customer base of small-to-midsize businesses, which it says are underserved by traditional institutions.

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The Financial Brand

SEPTEMBER 26, 2021

Banks must balance pressure to grow consumer credit with the need to monitor payment performance as buy now, pay later trend boosts debt. The post Credit-Hungry Americans Like BNPL, Cards (and Whatever’s Next) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Cards Banking Trends Analysis Trends 38

The Financial Brand

FEBRUARY 3, 2022

The post Why Consumers Don’t Think BNPL Is ‘Debt’ (and Why That Matters) appeared first on The Financial Brand - Banking Trends, Analysis & Insights. What traditional lenders can learn from the buy now, pay later purchase of a $2,000 Givenchy little black dress.

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The Financial Brand

JANUARY 23, 2022

The post Can Banks Snatch Up BNPL Companies in an Overcrowded Marketplace? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Square's pickup of Afterpay may accelerate consolidation in the BNPL market, providing a great opportunity for traditional institutions.

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