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Loan Hedging for Community Banks in 2024

South State Correspondent

The market expects the current inverted yield curve to remain through much of 2024 (based on long-term interest rates and the expected rate cuts in 2024). This article will discuss how national, regional, and community banks may use loan hedging programs in 2024 to face earnings challenges.

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Guest Post: Financial Markets and Economic Update - First Quarter 2024

Jeff For Banks

In the markets, we watched helplessly as real GDP plummeted -5% in 1Q20 and -31% in 2Q20 before rebounding by +33% in 3Q20. I’ve previously theorized that China would try to reclaim its global market share lost during the pandemic by flooding the markets with cheaper goods. 2024 could exceed -$2.0 Here's a rant.

Marketing 146
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If You Are Tired of Being Transactional, You Need A Hedge Program

South State Correspondent

Loan-level hedging has become an important tool that many community banks have started to adopt in 2024. Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. Good hedging partners will pass on taking trades that generate revenue for the vendor but create more unforeseen risk.

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If You Are Tired of Being Transactional, You Need A Hedge Program

South State Correspondent

Loan-level hedging has become an important tool that many community banks have started to adopt in 2024. Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. Good hedging partners will pass on taking trades that generate revenue for the vendor but create more unforeseen risk.

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Cyber, Fraud, Compliance Predictions in 2020

FICO

Specifically: Cybersecurity risk awareness is on another expansion wave, as a best-practice component of third-party risk management (TPRM). This regulatory pressure is happening in other regions as well. Industry forecasts project the global TPRM market to grow from $3.2 billion in 2024, at a CAGR of 15.9%.

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BNPL Fraud — When "Buy Now, Pay Later" Backfires

FICO

of North American e-commerce payments by 2024, up from 1.6% Separately, research released in September 2020 by youth marketing firm YPulse said that 22% of 13-39-year-olds say they have used a BNPL or payment installment service, and 29% say they haven’t but are interested in using them. . BNPL saw significant growth in the U.S.

Fraud 52
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The 2023 GonzoBanker Awards

Gonzobanker

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. Expect more deals to be announced in 2024.

Fintech 194