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The math behind small business lending: Problems & possibilities for banks & credit unions

Abrigo

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending. Record new business formation and a wider gap between U.S.

Lending 243
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CRE risk management: Navigating hazards and opportunities

Abrigo

WATCH Takeaway 1 Banks and credit unions are critical sources of capital for businesses in their communities, so how institutions assess CRE credits matters. Critical capital Should CRE lending be off the table? But that might not be the best move for your financial institution or your community.

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Digital Payments Startup GPay Awarded Vietnam License

PYMNTS

“GPay has a supportive ecosystem from G-Group with above 20 million users of financial platforms, game community, social network and technology companies. The G-Group ecosystem includes Vietnam’s social media network Gapo and P2P lending platform Tima.

Payments 154
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Loan Structuring with an Inverted Yield Curve

South State Correspondent

With the debt ceiling uncertainty, an undecided Fed Reserve, and concern about credit quality, this is a perfect opportunity for community bankers to be trusted financial advisors. The latest Dot Plot below (from March) shows the FOMC members’ expected Fed Funds rate to remain at its current level at the end of 2023.

Examples 195
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7 ways to handle the rising cost of living

Qudos Bank

Leaning on your community, even just to talk, can help you put things in perspective. Get your debt under control If you have debts that are causing you anxiety, it may be worth considering how you can clear those debts in 2023. Normal lending criteria, terms and conditions and fees and charges apply. Published February 2023

Taxes 52
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Bank Multiple Improvement: 33 Items Stakeholders Want to Know Now

South State Correspondent

2023 View: One extensive conversation that is taking place around bank performance is the fact that the Fed might be done with its rate hiking cycle earlier than planned, and the bulk of margin benefit would have accrued in 2022. Be prepared for the question of if you believe earnings will be lower in 2023.

Trends 195
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7 ways to handle the rising cost of living

Qudos Bank

Leaning on your community, even just to talk, can help you put things in perspective. Get your debt under control If you have debts that are causing you anxiety, it may be worth considering how you can clear those debts in 2023. Normal lending criteria, terms and conditions and fees and charges apply. Published February 2023

Taxes 40