2022 FDIC Lending Risk Management 
South State Correspondent
MARCH 13, 2023
On the liability side of SVB’s $173B in deposits at the end of 2022, approximately 97% were uninsured and above the $250k in FDIC protection threshold. at the end of 2022, with $2.4B in adjustment (9.2%) for interest rate risk movement. The bank’s available-for-sale (AFS) portfolio was $26.1B
Abrigo
SEPTEMBER 13, 2021
Banking Trends from the FDIC's 2Q Report Net interest margin reached a new record low, but positive signs emerged in lending. You might also like this webinar: "The Basics of Consumer Lending." Summary of the Latest FDIC Quarterly Profile. Capital Planning for Banks & Credit Unions: Gearing Up for Growth in 2022.
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Perficient
NOVEMBER 10, 2023
Retail banks respond to the Federal Reserve’s short-term interest rate adjustments with corresponding changes in lending and deposit rates. However, in the current rising interest rate environment in the United States since 2022, loan rates have adapted more rapidly than deposit rates. bank failures but rebounded in the second quarter.
Abrigo
MAY 19, 2023
The complexity and scope of a loan review system will vary based on an institution’s size, type of operations, and management practices. Systems may include components that are independent of the lending function or may place some reliance on loan officers.
Independent Banker
JUNE 30, 2022
But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. By Ed Avis.
Gonzobanker
JUNE 14, 2023
Cross River Bank recently found itself in hot water with the FDIC when the agency declared that the bank engaged in unsafe or unsound banking practices in relation to its compliance with fair lending laws and regulations, specifically the Equal Credit Opportunity Act and the Truth-in-Lending Act. If only it were so easy.
Abrigo
MAY 5, 2022
Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Listen to the podcast episode, " How To Sleep Easier at Night About Capital and Risk Levels.". Lending & Credit Risk.
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