Remove 2020 Remove Capital Remove FDIC Remove Risk Management
article thumbnail

Model Risk Management: Regulatory Priorities and Best Practices

Abrigo

Meet Model Risk Management Expectations Updates to the FDIC Risk Management Manual should steer institutions toward a model that manages risk and drives growth. Takeaway 1 Aside from meeting examiner expectations, proper model risk management can protect your institution from unnecessary risk. .

article thumbnail

7 Highlights from the Latest FDIC Quarterly Banking Profile

Abrigo

Banking Trends from the FDIC's 2Q Report Net interest margin reached a new record low, but positive signs emerged in lending. Summary of the Latest FDIC Quarterly Profile. Takeaway 3 The future looks brighter, as financial institutions have cash and capital, and opportunities are starting to unfold. Banking Data.

FDIC 195
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

2020 CRE Outlook: Trends Expected to Shape Commercial Real Estate Lending

Abrigo

Key Takeaways Commercial real estate lending will be a top focus for many financial institutions in 2020. The Mortgage Bankers Association expects 9% growth in CRE originations in 2020. Despite expectations for growth, bankers, regulators, investors, and others are watchful about potentially lower returns and credit risks ahead.

Lending 195
article thumbnail

Preparing your financial institution to manage loan workouts, loan modifications

Abrigo

Managing loan workouts and modifications Tips for preparing your bank or credit union to handle an increased volume of problem loans while ensuring prudent credit risk management. You might also like this video, "A look at credit risk in a rising-rate environment." Loan performance since 2020 Chart 2.

article thumbnail

The Future of Noninterest Income at Financial Institutions

Abrigo

The Consumer Financial Protection Bureau (CFPB) in 2020 ordered TD Bank, N.A. Capital One and Fifth Third Bank have launched programs to give customers early access to direct deposits, up to two days. Noninterest income drove 20% of community banks' net operating revenue in 2019, down from 22% in 2012, according to a recent FDIC study.

article thumbnail

5 Reasons to Increase SBA Loan Origination at Your Bank or Credit Union

Abrigo

During Abrigo’s recent ThinkBIG Conference, credit underwriting and loan portfolio risk management trainer and consultant Michael Wear , CRC , of 39 Acres Corp. We know 2020 stunk,” he said. “As However, lenders might consider SBA options for their customers or members to help shore up the businesses to survive.

Lending 195
article thumbnail

5 Reasons to Increase SBA Lending at Your Bank or Credit Union

Abrigo

During Abrigo’s recent ThinkBIG Conference, credit underwriting and loan portfolio risk management trainer and consultant Michael Wear , CRC , of 39 Acres Corp. We know 2020 stunk,” he said. “As However, lenders might consider SBA options for their customers or members to help shore up the businesses to survive.

Lending 195