Remove 2010 Remove Lending Remove National Remove Taxes
article thumbnail

The pro-cyclicality of capital ratios and credit supply, a tale of two sizes

BankUnderground

GDP data was collected from the Office for National Statistics and FRED® for the UK and US respectively. The aim of having a long time series is to have a sample that covers at least a big portion of a credit cycle before the introduction of the much stricter capital requirements by Basel III standards in 2010. Pre-tax profits 8305 29.76

Capital 80
article thumbnail

Community banks are thriving in Texas

Independent Banker

The 2020 Census quantified the growth many residents were already sensing: Austin grew by 33% between 2010 and 2020, earning it the rank of fastest-growing large metro. There’s really not a lot we can’t do,” says Travis Edlund, senior vice president and regional manager of the San Antonio market for Amarillo National Bank.

Texas 182
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

The Lebron Effect On Payments

PYMNTS

According to its internal numbers, Lyft now controls 35 percent of the national ridesharing market, up from 20 percent 18 months ago. Though FinTech companies originated less than 1 percent of personal loans in 2010, they originated 36 percent of them in 2017. The company also said its market share is over 40 percent in 16 U.S.

Samsung 110
article thumbnail

Guest Post: Third Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

It seems to me that reducing burdensome regulations and not implementing harsher capital requirements would be more effective alternatives to incentivize lending than pushing all yields toward zero while buying up all of our bonds. Maybe it is nationally, but Bucks County (PA) has yet to participate. in July and CoreLogic, +4.6%

article thumbnail

Dynamic Duo

Independent Banker

appears at the ICBA Washington Policy Summit in 2010 to speak before community bankers visiting the nation’s capital to meet with their congressional representatives. The signature regulatory relief bill that garnered the most co-sponsors was the Community Lending Enhancement and Regulatory Relief Act (CLEAR Relief Act).

article thumbnail

Guest Post: 3rd Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

So far in 2010, private employers have added 723,000 jobs, well below the pace of prior recoveries. Well, if you are NBER, or National Bureau for Economic Research, and you wait fifteen months to declare that the recession was over in June, 2009 (its duration was 19 months), no one will care. in the second quarter and 1.1%

Taxes 60
article thumbnail

The Thinker

Independent Banker

Thoughtful lending and an open mind keep profits strong for incoming ICBA chairman Jack Hartings. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. To combat the decline in the bank’s loan-to-deposit ratio, Hartings actively sought out new opportunities in lending.

Ohio 70