Abrigo

DECEMBER 2, 2014

To provide a report card on industry status and performance, the FDIC publishes a Quarterly Banking Profile. Results from the third quarter were just released, and while overall results were positive, community banks in particular excelled. Community banks’ net income grew almost 11 percent to $4.9

Community Bank 207

Community Bank FDIC Community Industry 207

Jeff For Banks

AUGUST 2, 2021

8/ @Schornack It is a niche that has only grown over time and one that has shown very little net losses since we started making these loans around the U of M in 2005-2006. 9/ @Schornack Running a bank is not much different than running a small business. Basic idea is that sales to a bank are loans. Inventory are deposits.

Community Bank 78

Community Bank Community Minnesota Metro 78

Abrigo

MARCH 23, 2015

It is only natural for community banks to have loan concentrations that result from the market(s) they serve and the markets they pursue. In today’s times, a high commercial real estate (CRE) concentration is often the result of community banks pursuing opportunity in the market.

Community Bank 150

Community Bank Risk Management Community Analysis 150

PYMNTS

OCTOBER 17, 2017

Before this year, the last time that happened was in 2006, when Walmart made a move on an ILC. Walmart initially had sought to own a bank that offered full consumer banking services – though by time of its final push 11 years ago, that ambition had been radically scaled back. billion to more than 141,000 firms.

Industry 108

Industry Fintech FDIC Community Bank 108

Independent Banker

DECEMBER 29, 2015

Nearly one year after the Basel III capital rules went into effect, community bankers say that now recognize just how much more complex and how much more difficult this new set of capital rules will make life and business for them if they remain in place. No one was prepared for January 1st.”. More work, little value.

Community Bank 70

Community Bank Community Capital Lending 70

Jeff For Banks

JUNE 2, 2023

Outside of those two crisis periods, American banking failures have generally been uncommon, at least since the end of the Great Depression. banks failed a year. bank failures per year between 1996 and 2006, and 3.6 Before SVB, Signature, and First Republic, in fact, it had been over two years since the last bank failure.

FDIC 78

FDIC Community Bank Regulation Lending 78

Jeff For Banks

MAY 20, 2017

Today, I read an American Banker article on how a multi-billion dollar bank is going to ramp up its business lending. Reading between the lines, this bank is likely over the CRE guidance levels, and were probably getting grief from their regulators about it. We perform this service for dozens of community banks.

Lending 60

Lending Regulation Community Community Bank 60