article thumbnail

The Case For Localizing Mom-And-Pop Investment

PYMNTS

.” That lack of awareness can be damaging to the economy: An entrepreneur who fails to obtain a bank loan may give up on the business venture altogether, losing out on an opportunity to generate revenue, create jobs and contribute to the broader economy through tax payments. Localizing Capital.

Capital 145
article thumbnail

The top-performing community banks of 2021

Independent Banker

3-yr average pre-tax ROA. Brazos National Bank. Douglas National Bank. pre-tax ROA: 3.08%. pre-tax ROA: 2.83%. pre-tax ROA: 2.68%. 3-yr average pre-tax ROA. —Molly Bennett, executive editor, Independent Banker. Less than $300 million. By William Atkinson. Less than $300 million. Philadelphia.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

What Goes Up …

Independent Banker

Texas and Oklahoma banks “got killed in the mid-1980s,” he says. He says building owners must pay utility bills and property taxes even if a prime tenant has vacated, giving underlying stability to the oil industry and their supporting loans. Pat Hickman, chairman and CEO of Happy State Bank, a $2.6

article thumbnail

GonzoBanker Awards 2017

Gonzobanker

GonzoBanker of the Year – The Gonzo team would like to salute the career of David Rainbolt of BancFirst in Oklahoma. Executioner’s Tax (Swing of the Ax) – Power Trip. And then invest in at least one nap per day as you glide through the no-work last week of December! THE BANKING AWARDS. For the teary-eyed family values patriots.