Remove Marketing Remove Maryland Remove Regional Remove Security
article thumbnail

The top-performing community banks of 2021

Independent Banker

Cumberland Security Bank, Inc. First Security Bank of Deer Lodge. Genesee Regional Bank. Philip Pecora, president and CEO, Genesee Regional Bank. Genesee Regional Bank. Philip Pecora, president and CEO Genesee Regional Bank. Q: Why has Genesee Regional Bank succeeded? Allied First Bank, SB.

article thumbnail

OCC outlines risk plan as Northeastern loan growth doubles

Abrigo

Security measures to deter and detect cyber-attacks. Many of the issues which the OCC will be focusing on ring true for all banks regardless of regulator and region. The OCC on Oct. It measures 1-5, with 1 being the best score an institution can receive and 5 the worst). • Vendor and third-party management processes.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Efficiency now: 8 smart strategy tips

Independent Banker

In 2022, things changed with whiplash speed, as the Fed hiked interest rates to quell inflation, the mortgage refinance market dried up and the effects of macro changes, from the Russian invasion of Ukraine to a talent shortage, began to be felt keenly. But with a handful of branches in a market, you can accomplish quite a bit.”. ?

Strategy 135
article thumbnail

Chapter 11 Watch: Austin Reed Bids Farewell, Staples Plots A New Course

PYMNTS

There’s less and less reason for consumers to actually leave their houses, even when it comes to checking off some rather routine errands, and if shoppers do manage to resist the Amazon Freshes of the world, what are the odds they’ll choose the smaller, regional supermarket brand than the larger, more recognizable one?

Austin 100
article thumbnail

A Deep Dive into the Distribution of the FICO Score Across the US

FICO

In terms of score improvement over the 10-year time period (April 2009-April 2019), MSAs heavily impacted by the recession and housing market “bust” observed the largest increase in average FICO® Score over that time period. Texas, Maryland, and Georgia have the highest average non-mortgage balances being reported as of April 2019.

article thumbnail

SAFE Banking Act Gains Cannabis-Friendly Spotlight In Congressional Hearing

PYMNTS

market for legal weed. Denny Heck, both Democratic members of Congress from states with legal marijuana — back the Secure and Fair Enforcement of Banking Act of 2019 , or the SAFE Banking Act, as it is more commonly known. My bank cannot serve the regional utility provider because” it sells power to legal cannabis operations, he said.

Oregon 230
article thumbnail

SAFE Banking Act Gains Cannabis-Friendly Spotlight in Congressional Hearing

PYMNTS

market for legal weed. Denny Heck, both Democratic members of Congress from states with legal marijuana — back what is called the Secure and Fair Enforcement of Banking Act of 2019 , or SAFE Banking Act as it is more commonly known. SAFE Banking Act. Two of the speakers at the hearing — Colorado Ed Perlmutter and Washington state Rep.

Oregon 115