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Small banks: Big challenges and big opportunities

Abrigo

Relationship focus helps CFIs Small banks can leapfrog competitors and better serve their communities by combining their unique advantages with smart management and partnerships. Declining deposits, higher cost of funds, and ever-increasing competition are just a few challenges these executives are managing.

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Non-performing ag loans increase, says lender survey

Abrigo

although more than half came from the Plains region. Bankers are still interested in agricultural investments, but farmers will need to show a strong investment plan as lenders manage risk , the researchers said. The increased ag lending was driven by higher borrowing for current operating expenses and livestock purchases.

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Temenos to Acquire Kony: So What?

Gonzobanker

After lining up a series of regional bank and mid-large credit union signings over the past few years, Kony more recently acquired Umpqua Bank’s Pivotus Ventures to bring on Engage (in Umpqua parlance, formerly known as “BFF” and now “Go To Banking”), another non-transactional means of engagement that channels the mashup of service and sales.

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The top-performing community banks of 2021

Independent Banker

In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. Central Bank of Kansas City. Kansas City. Genesee Regional Bank. Philip Pecora, president and CEO, Genesee Regional Bank. Mendenhall.