Remove Houston Remove Lending Remove Regional Remove System
article thumbnail

Community banks are thriving in Texas

Independent Banker

With the record growth of San Antonio, Houston and Austin, southern Texas is becoming a hub for business. This region has the kind of energy that draws people to a place and helps them and their businesses thrive. The Houston metro took the 10th spot with a 20.3% Here’s how four community banks are thriving in this environment.

Texas 182
article thumbnail

5 New Year’s Resolutions For Any Sized Bank That You Must Get Right in 2023

South State Correspondent

Projects of this scope could include – moving to a real-time core system, digitizing loan production, expanding mobile account opening, or consolidating business process platforms to a Salesforce, Service Now, Workday, or similar. Lending Focus – Interest Rate Sensitivity and Credit Accuracy. Yeah, that was a mistake. Conclusion.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Analytical and Personable

Independent Banker

Jamey Smith forges complete partnerships for successful commercial lending. As a successful commercial lending specialist for more than 30 years, Jamey Smith, Houston region CEO of Citizens Bank in Kilgore, Texas, has pursued a strategy of getting an in-depth understanding of potential customers and their businesses.

article thumbnail

15 Minutes With … Jimmy Rasmussen

Independent Banker

Finally, I focus on economic news in our markets, which include five communities south of Houston. The Houston region has seen substantial layoffs, and the daily headlines predict more will be announced. In fact, huge expansion projects are now underway across our region. Our lending strongly supports our tourist economy.

Dallas 131
article thumbnail

Bankers: Is your strategy the same as your competitor?

Jeff For Banks

Lending services include commercial loans to small to medium-sized businesses and professional concerns as well as consumers. These services are provided through a variety of delivery systems including automated teller machines, private banking, telephone banking and Internet banking. Prosperity Bancshares, Inc.

Strategy 101
article thumbnail

FinCEN reissues real estate Geographic Targeting Orders

Abrigo

Real estate lending BSA training should include GTO guidance , specifically on how to identify red flags at loan origination. A good AML software monitoring system will automatically alert the BSA department to this type of activity, but frontline staff can help by staying vigilant. to ensure the detection of these transactions.