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PYMNTS
JANUARY 14, 2017
The world would be Google-less without Sergey and Larry maxxing out their credit cards to buy more space on servers. In this year’s report, 24 percent of respondents said they had no debt at all, up from 22 percent last year and 14 percent in 2014. About 60 percent of younger millennials think they can wipe out their debt by age 30.
PYMNTS
APRIL 30, 2020
Data from a 2018 survey showed that 43 percent of millennial consumers had given up on mobile banking activities that felt too complicated or lengthy, for example. The coronavirus pandemic has consumers around the world turning to digital devices to access banking services. The Path to Digital Banking’s Popularity.
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Long Lasting Ideas
JANUARY 5, 2015
A generation ago, bankers could count on young people –piggy banks in hand — riding their parents’ coattails to the neighborhood branch. In the age of Apple Pay, Google Wallet, and online banking, the old assumptions are shattered. In a few years, that meant a mortgage, a college fund for their children, or an IRA.
CB Insights
OCTOBER 26, 2020
After the collapse of Lehman and Bear Stearns and the global financial crisis that ensued, the business models of the world’s biggest investment banks needed to change. In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand.
Gonzobanker
DECEMBER 20, 2019
There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. Brutal competition is an everyday affair, as are product and price commoditization. They have a very simple answer to all of these headwinds: Bring. But that’s for next year. First, find a comfy chair.
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