Gonzobanker

FEBRUARY 23, 2022

In this emerging landscape, financial institutions, often community banks, frequently “rent” their charter to financial technology firms (fintechs) that serve a specific consumer group as a means to grow non-interest income. Early leaders like Coastal Community Bank in Everett, Wash.,

Community Bank 133

Community Bank Strategy Risk Management Fintech 133

Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. team focused on UX, data, integration, and risk. In 2021, the Standish Group reported that 83% of I.T. Tech companies trying to support a bank stack have no easy task.

Technology 145

Technology Regional Community Bank Community 145

Fintech Labs Insights

AUGUST 24, 2016

We’ve seen authentication strategies evolve from a simple username and password to biometric technologies that leverage voice, behavioral, and facial recognition, as well as device tokenization and Touch ID to help banks increase security while decrease friction for end consumers. Status quo is no longer an option. Collaboration.

Fintech 12

Fintech New York UX Lending 12

Gonzobanker

DECEMBER 19, 2022

TD Bank Group Acquires First Horizon. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Goes to MoneyLion for lots of obvious inappropriate behavior including violating the Military Lending Act regarding capped lending rates. Chopra seems to view all bank fees as “junk” and predatory.

Community 216

Community Fintech Industry Innovation 216