PYMNTS

SEPTEMBER 18, 2020

Accounts are FDIC-insured through a partnership with Bancorp Bank. As reported by PYMNTS in late June, Chime debuted its Chime Credit Builder Visa Credit Card, which lets users transfer funds to a secured account (which effectively limits what can be spent). Chime earns revenue from debit card transaction fees paid by merchants.

Los Angeles 231

Los Angeles UX Cards FDIC 231

Perficient

AUGUST 9, 2022

John Doe may come to a financial institution seeking guidance on how to live off his social security money, while Jane Doe may need assistance on how to best invest the substantial amount of money she recently inherited – each customer should be treated with the same amount of care and thought.

Community 275

Community Customer Experience ATM Examples 275

PYMNTS

NOVEMBER 1, 2018

And that is a bank – one with FDIC insurance and safeguards that keep their money safe. Consider a recent PYMNTS interview with Gerhard Oosthuizen, chief technology officer for Entersekt , a South Africa-based FinTech firm that focuses on mobile authentication and app security software. 93 percent had a bank account.

Fintech 191

Fintech UX Mobile FDIC 191

PYMNTS

SEPTEMBER 18, 2020

Accounts are FDIC-insured through a partnership with Bancorp Bank. As reported by PYMNTS in late June, Chime debuted its Chime Credit Builder Visa Credit Card, which lets users transfer funds to a secured account (which effectively limits what can be spent). Chime earns revenue from debit card transaction fees paid by merchants.

Los Angeles 140

Los Angeles UX Cards FDIC 140

Fintech Labs Insights

MARCH 4, 2019

Another more traditional route is a deposit-secured loan. Customers without credit can take a loan secured by their deposit, typically a CD. Users apply for a $500 or $1000 CD-secured loan. Self Lender’s bank partners, put aside the total of all the monthly payments into an FDIC deposit account. But you never know.

UX 12

UX Austin Security Cards 12