CFPB Monitor

SEPTEMBER 10, 2020

Thereafter, “using its existing lending operations and personnel, LoanMart commenced ‘marketing’ and ‘servicing’ auto title loans purportedly made by CCBank, a small Utah-chartered bank operating out of Provo, Utah.” Thus, both the OCC and FDIC have adopted regulations rejecting the Second Circuit’s Madden decision.

Utah 78

Utah California FDIC West Virginia 78

Independent Banker

SEPTEMBER 25, 2014

The better prepared, the less likely they are to run afoul of the continually shifting regulations. Regulators and industry consultants agree that community banks are generally doing a great job handling their regulatory oversight and requirements. Be aware of existing or emerging risk concerns. David Baris, regulatory consultant.

Compliance 101

Compliance Regulation Community Bank Community 101

CFPB Monitor

MARCH 15, 2022

The OCC’s attempt to provide a clear bright line test for determining when a bank is the “true lender” in a bank-model program through a regulation was overturned by Congress under the Congressional Review Act.) Maryland, New York, North Carolina, Ohio, Pennsylvania, West Virginia, and Colorado.

California 78

California Innovation Utah West Virginia 78

CFPB Monitor

JULY 7, 2022

The white paper concludes as follows: The CFPB’s action has tremendous implications for consumers, banks, and for financial markets at large. Supreme Court’s decision on June 30, 2022 in West Virginia v. A member of Congress can request a GAO opinion on whether the CFPB’s actions are a rule, which can trigger CRA review.

Groups 145

Groups West Virginia Policies Virginia 145

PYMNTS

JUNE 14, 2018

That got Brisker thinking: Although there are many useful digital payments tools on the market, there’s nothing that really replaces cash in the way we know it. He believes the next generation must be more holistic, taking a view of the entire market and enabling users to give and use money in the myriad ways they wish to do so.

Tools 118

Tools Virginia Cards Payments 118

Independent Banker

MARCH 15, 2015

Jack Hartings and Mindy Kremer, marketing director for Mercer Health Hospital in Coldwater, talk in a patient care unit. With few underwater credits on its books, the bank continued to lend as others left the market—though it still faced the challenge of distressed sales depressing market values. “It Membership-Marketing.

Ohio 70

Ohio Community Bank Community Lending 70