Sun.Jul 10, 2022

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Fixing Loan Selection Bias In Banking

South State Correspondent

At this point in the business cycle, we believe that community banks should migrate to higher credit quality loans. However, in response to our last few blogs, some community bankers told us they have few opportunities to originate loans at 1.75X debt service coverage ratio (DSCR) and sub 60% loan-to-value (LTV). We believe that the issue some community banks face is survivorship bias, which can be easily remedied.

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Open Banking vs. Embedded Banking: What's the right path for you?

Lars Markull

I'm back this week with another Embedded Finance blog post, as promised last week. I hope you enjoyed the first post, and I appreciate all of your comments. Just a reminder that my posts are aimed at builders of Embedded Finance products. In this post, I'll look at the differences between Open Banking and Embedded Banking. I spent five years at an Open Banking startup and nearly two years at an Embedded Finance startup.

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Qori launches multi-channel Pay by bank and Pay by crypto acceptance for stores

The Paypers

France-based mobile payment solutions company Qori has rolled out a merchant payment method that enables the acceptance of Pay by bank and Pay by crypto

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Why banks are hitting the brakes on M&A

American Banker

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Elevating Accounting Practices: The Power of Outsourcing and Automation in the Digital Age

Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem

Join us for an enlightening webinar as we delve into the transformative realm of modern accounting practices. In today's digital age, the convergence of outsourcing and automation has revolutionized how businesses manage their financial operations. In this webinar we will explore the synergistic potential of these two strategies to streamline processes, enhance accuracy, save cost and drive strategic decision-making.