FICO

JUNE 1, 2023

The data sample comes from FICO client reports generated by FICO® TRIAD® Customer Manager and Adaptive Control System solutions. Rates typically peak after holiday shopping then come down as consumers receive their tax refunds and use it to pay down debt. higher than one year ago when average balance bottomed out post-COVID.

Trends 52

Trends Industry US Cards 52

Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. To you, manage your interest rate risk. When the Taxpayer Relief Act of 1997 passed, the top capital gains tax rate was lowered, providing yet another incentive for equity speculators to pour money into the fledgling internet industry. Some seemed panicked.

FDIC 78

FDIC Community Bank Regulation Lending 78

Independent Banker

APRIL 30, 2022

3-yr average pre-tax ROA. pre-tax ROA: 3.08%. pre-tax ROA: 2.83%. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. pre-tax ROA: 2.68%. Molly Bennett, executive editor, Independent Banker.

Community Bank 172

Community Bank Community Montana Taxes 172

Fintech Labs Insights

MARCH 22, 2016

million for its P2P lending platform for small businesses. Alt-lender focused on lending against existing automobile titles. P2P real estate lending marketplace. Peer-to-peer lending marketplace. Tags: Consumers, youth market, lending, loans, credit, underwriting. SmartAsset raised $3.8 Qumram raised $2.5

Company 12

Company New York City Fintech Colorado 12

Independent Banker

MARCH 15, 2015

Thoughtful lending and an open mind keep profits strong for incoming ICBA chairman Jack Hartings. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. To combat the decline in the bank’s loan-to-deposit ratio, Hartings actively sought out new opportunities in lending.

Ohio 70

Ohio Community Bank Community Lending 70

Fintech Labs Insights

SEPTEMBER 1, 2016

Cloud cash and treasury management solutions. Lending marketplace for small businesses. HQ: Denver, Colorado. Tags: Institutions, lenders, mortgage, lending, customer service, mobile, account opening. Total raised: $245 million. HQ: Oakland, California. Source: Crunchbase. Latest round: $22.7 Total raised: $95.1

New York City 18

New York City Company Fintech Comparison 18

CB Insights

OCTOBER 31, 2017

Twenty months of my absence have allowed the “professional” top managers to kill the company using the money of rich oligarchs. BTCjam, a P2P marketplace launched in 2012 to borrow and lend using bitcoin, announced the company has made “the difficult decision” to close up shop, according to multiple news sources.

Company 78

Company US San Francisco Capital 78