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Small banks: Big challenges and big opportunities

Abrigo

For smaller banks, longer-term industry consolidation trends and competition are also eroding deposit market share. According to the Federal Reserve Bank of Kansas City , community banks’ deposit market share dropped to 15% in 2022 from 22% in 2013. Check out our 1071 compliance resources. The result?

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36 State Attorneys General settle with CarMax over non-disclosure of open safety recalls

CFPB Monitor

Additionally, CarMax is prohibited from directly or indirectly stating in marketing, advertising, or during sale (including vehicle labeling) that a vehicle is “safe” or has been repaired for “safety issues.” . CarMax has 180 days to implement these practices, and has agreed to compliance monitoring for a period of five years.

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CardX CEO: Ban On Card Surcharge Ban May Lead to Lower Interchange Fees

PYMNTS

Yet now the ban on the surcharge ban – made possible by regulatory changes – means that companies must be in full compliance with the rules. The landscape may eventually become one where large enterprise merchants that operate nationally will be able to implement uniform pricing strategies nationwide. population.

Cards 125
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Loan Pricing: Must It Be So Complicated?

Jeff For Banks

Some are free, such as the one recently mentioned by my friend Dallas Wells of Asset Management Group, an ALCO consulting firm based in Kansas City. If your bank performs product profitability, a natural calculation from this model is operating cost per account based on type code. In comes the loan pricing models. Some are expensive.