Independent Banker

JANUARY 26, 2016

The FDIC has released a proposal to indemnify the banks with assets less than $10 billion from the costs of raising the Deposit Insurance Fund reserve ratio from 1.15 The provision will ultimately provide thousands of community banks a reduction in deposit-insurance premiums of up to 30 percent. percent to 1.35 ICBA Member Poll.

FDIC 70

FDIC Community Bank Community Lending 70

ABA Community Banking

OCTOBER 1, 2019

Heated competition for bank funding is an increasingly important focus for community bank leaders, according to an annual survey released today by the Federal Reserve, the FDIC and the Conference of State Bank Supervisors. The post Survey Finds Cost of Funds Top of Mind for Community Bankers appeared first on ABA Banking Journal.

Survey 49

Survey Community FDIC Community Bank 49

Independent Banker

SEPTEMBER 22, 2015

In June, five federal agencies (including FDIC, Office of the Comptroller of the Currency and the Federal Reserve) announced approval of a final rule that modifies regulations applying to loans secured by properties located in special flood hazard areas. There is an exception that will be key for many community banks to understand.

Regulation 70

Regulation Policies Community Bank Taxes 70

Independent Banker

AUGUST 26, 2015

Community banks and their customers don’t need to be concerned about the legality of digitally signed documents. Webster says FDIC officials had “no issue” with the mortgage company’s use of electronic signatures during a recent exam of PrivatePlus Mortgage. Legal aspects. Howard Schneider is a financial writer in California.

San Francisco 70

San Francisco Lending System Atlanta 70

PYMNTS

FEBRUARY 14, 2019

Such prohibition could involve limiting FDIC protections for those deposits, for example, or trying to prevent loans to those businesses. The speakers told stories of violent armed robberies, money laundering and tax evasion, among other negative impacts of a cash-based industry. Cash Dangers.

Oregon 230

Oregon Colorado Operations Washington 230

PYMNTS

FEBRUARY 13, 2019

Such prohibition could involve limiting FDIC protections for those deposits, for example, or trying to prevent loans to those businesses. They told stories of violent armed robberies, money laundering and tax evasion, among other negative impacts of a cash-based industry. Cash Dangers.

Oregon 115

Oregon Colorado Operations Washington 115