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Jim Reber: March sanity

Independent Banker

What this has to do with community bank investment management may not be readily apparent. Belly of the curve matters to community banks. First, the average duration of a community bank bond portfolio is more than four years right now. In fact, the tone is about to improve. Register here.

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Jim Reber: Collateral advantage

Independent Banker

By Jim Reber, ICBA Securities As many community bankers are still picking up the pieces from their bond portfolio’s meltdown last year, it occurs to me that the breathtaking rise in rates has created at least one byproduct that is both unusual in frequency and tangibly beneficial for future performance. One is that they are loan surrogates.

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Jim Reber: Floating rate assets are back

Independent Banker

Community bankers have come to grips with the notion of their bond portfolios being, ahem, “submerged” in a number of ways. This column, in many cases, reflects what your correspondent hears from community bankers at conventions, seminars and in old-fashioned discussions. The 2022 Balance Sheet Academy will be held in Memphis, Tenn.,

Memphis 103
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Regulation and Compliance: Ready for Review

Independent Banker

Anticipating what’s new for your community bank’s next field examination. This is particularly true for community banks preparing to undergo their next regulatory safety and soundness or compliance examination. It’s not just about looking at the returns but having the due diligence and risk management folks involved.”.

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At the Speed of Tech

Independent Banker

Employees serve the bank’s customers. Jason Lord, Sunmark Community Bank. SunMark Community Bank. At SunMark Community Bank in Hawkinsville, Ga., There’s really no typical day for Jason Lord, an information security officer at SunMark Community Bank in Hawkinsville, Ga. By Judith Sears.

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ICBA Connect- A Celebration of Community Bankers

Social Assurance

The ICBA Connect theme was built around a celebration of community bankers, and the accomplishments achieved this past year. These community bankers were the heroes of their community in 2020 and were absolutely in the spotlight during the virtual conference. As leaders in our community, we need to be constantly achieving.

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Who were ICBA’s Top Lenders of 2022?

Independent Banker

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. American Bank, National Association.