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5 New Year’s Resolutions For Any Sized Bank That You Must Get Right in 2023

South State Correspondent

In contrast, experienced bankers will be worried about volume, beta, and training both the customer AND employee to be more rate sensitive. When offering a higher money market or CD rate, the direct damage done to cost of funds is often the least of a bank’s worries. of the banking market, according to Statista Research.

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Analytical and Personable

Independent Banker

As a successful commercial lending specialist for more than 30 years, Jamey Smith, Houston region CEO of Citizens Bank in Kilgore, Texas, has pursued a strategy of getting an in-depth understanding of potential customers and their businesses. He’s the epitome of a community bank lender.”.

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OCC, Texas bank enter into formal agreement tied to BSA compliance

American Banker

CBTX in Houston must develop policies and procedures, along with a training program, to address deficiencies in its bank's compliance with the Bank Secrecy Act.

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Bankers: Is your strategy the same as your competitor?

Jeff For Banks

These services are provided through a variety of delivery systems including automated teller machines, private banking, telephone banking and Internet banking. We believe we can effectively compete as a community bank in our market area and the niche markets we serve. We focus our marketing efforts in three areas.

Strategy 101