Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success.

Community Bank 172

Community Bank Community Montana Taxes 172

Jeff For Banks

JUNE 2, 2023

And quite frankly, I did not know there were so many tranches to mortgage-backed securities. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate? Most of the more than 500 financial institutions that failed were community banks. Let those numbers sink in a bit.

FDIC 78

FDIC Community Bank Regulation Lending 78

American Banker

SEPTEMBER 16, 2016

has registered to sell up to $50 million in securities over time. Unity Bancorp in Clinton, N.J.,

Security 28

Security NJ Community Bank Capital 28

Jeff For Banks

FEBRUARY 6, 2016

Because an investor in an equity security should expect a 10+% total return. It is different, for each bank however. What if a bank trades at 125% of book? Not many investors complained about the old Commerce Bank (NJ) efficiency ratio of 70+% when they were delivering 20+% profit growth.

NJ 60

NJ Capital Community Bank US 60

Independent Banker

JUNE 30, 2022

The Peoples Bank helped the Jones family of Legacy Dairy in Hiseville, Ky., From left, Ally Jones; bank chairman, president and CEO Terry L. Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. The bank provides crop insurance to farmers in 11 states.

Community Bank 172

Community Bank Community National Philadelphia 172

American Banker

MAY 27, 2016

Banks have rushed to the exits when it comes to Fannie Mae and Freddie Mac debt securities. Federal liquidity rules seem to be prompting big banks to do so, but why small banks are unloading the bonds, too, is more of a puzzler.

Security 47

Security NJ Community Bank Regional 47

American Banker

DECEMBER 20, 2016

has filed a shelf registration statement to sell as much as $100 million in securities. Peapack-Gladstone Financial in Bedminster, N.J.,

Capital 28

Capital Security NJ Community Bank 28