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How Relationship Lending & A Transaction-Oriented Focus Can Win More Business Loans

Abrigo

Takeaway 1 Many banks and credit unions want to win more business loans but will face higher rates and more competitors. Takeaway 3 Technology allows lenders to blend these approaches while achieving greater economies of scale. Is making more business loans a top focus at your bank or credit union this year? Siems, Jonathan A.

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5 ways to shake up your lending strategy

Independent Banker

A new approach to loan protocols is just one way for community banks to grow in new and different directions. Assessing best practices, rates, marketing efforts and more can position loan producers for future success in unpredictable market conditions. David, Community Bank Consulting Services, Inc.

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Thurlow Describes Innovation Journey, Core Advocacy

ABA Community Banking

In keynote remarks last night at the St. Louis Fed’s community banking research conference, bank CEO Julieann Thurlow outlined Massachusetts-based Reading Cooperative Bank’s innovation journey and how it improved financial inclusion in the communities it serves.

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Is Your Contemplated Bank Merger Anti-Competitive?

Jeff For Banks

Yesterday at the ABA's virtual Conference for Community Bankers (CCB), Federal Reserve Governor Michelle Bowman gave a speech, My Perspective on Bank Regulation and Supervision. Market shares for a local banking market are based on the deposits of depository institutions in the market.

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The math behind small business lending: Problems & possibilities for banks & credit unions

Abrigo

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. Dynamic market Small business lending by banks & credit unions Small businesses are a pillar of the U.S.

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Here Is How To Calculate Your Bank’s Cost Of Capital [Calculator]

South State Correspondent

Mostly, it gives your board and shareholders a yardstick in which to gauge a bank’s return. Produce under, and, well, you are going to have to do some good marketing to talk investors into believing you are better than the next similar investment alternative. You can reverse engineer it as the St. What It Means.

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