American Banker

AUGUST 8, 2016

Community banks are often burdened with manual data entry for processing commercial loans. Union State Bank has turned to digitization software to make it easier. It may sound modest in the age of APIs, but it made a quantifiable difference.

Texas 28

Texas Taxes Community Bank Community 28

Jeff For Banks

DECEMBER 13, 2018

This is clearly a turnaround situation, as the bank lost over $12 million in 2010, over 20% of its capital (ouch). But once they turned things around they took their deferred tax asset back onto their books and did three acquisition. is the parent company of Willamette Valley Bank, a community bank headquartered in Salem, Oregon.

Oregon 101

Oregon Ohio California Community Bank 101

Jeff For Banks

DECEMBER 1, 2015

In the chart below, derived from The Kafafian Group’s (TKG) peer database of hundreds of community bank branches, we see that the revenue generated from deposit spreads, asset spreads (typically consumer loans), and fees (typically deposit fees) as a percent of branch deposits averaged 2.08% for commercial banks and 1.88% for thrifts during 2014.

Pennsylvania 60

Pennsylvania Community Bank Community Taxes 60

Jeff For Banks

SEPTEMBER 13, 2015

The Owner/Chairman Criteria: I looked to Bank Director Magazine's annual scorecard for my pick. Since his joining the Board, the bank has stabilized, returned to profitability, recaptured it's deferred tax asset, and NPAs/Assets have declined to less than 3%. Chief Retail Officer. The wide receiver. Chief Loan Officer.

Community Bank 60

Community Bank Lending Community Security 60

The Emmerich Group

FEBRUARY 4, 2016

Last time we talked about research that was shared by Professional Selling Power magazine that declared that: Number 1) Having a selling system that works can increase sales effectiveness and net results by as much as 30 percent. Click HERE for your free coaching session on sales.

Taxes 28

Taxes System Strategy Examples 28