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How Tech Solved a Taxing Problem for This Texas Bank

American Banker

Community banks are often burdened with manual data entry for processing commercial loans. Union State Bank has turned to digitization software to make it easier. It may sound modest in the age of APIs, but it made a quantifiable difference.

Texas 28
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My Fantasy Banking Team

Jeff For Banks

The Owner/Chairman Criteria: I looked to Bank Director Magazine's annual scorecard for my pick. Since his joining the Board, the bank has stabilized, returned to profitability, recaptured it's deferred tax asset, and NPAs/Assets have declined to less than 3%. Security Bank in Midland, Texas lends to business, period.