PYMNTS

FEBRUARY 27, 2019

including one from TD Ameritrade , a Nebraska-based brokerage firm. The company’s solution enables its customers to use debit cards, linked with Apple Pay and Apple Business Chat, to transfer funds into a brokerage account, where funds are immediately made available for trading. New initiatives are also rising in the U.S.,

Nebraska 144

Nebraska Risk Management Apple Payments 144

FICO

JUNE 1, 2023

Trends in the macro environment are seen throughout the credit card industry Rising prices, increases in the cost of securing and carrying debt, and the fear of higher unemployment rates are trickling through to consumer behavior on credit cards. Credit card lenders are not only dealing with higher loss forecasts in 2023.

Trends 52

Trends Industry US Cards 52

FICO

FEBRUARY 21, 2023

Increasing of the fed funding rates leads to higher interest rates when seeking new credit or carrying balances on credit cards. For example, the average interest rate on credit cards accruing interest in Q4 2022 was 20.40% compared to 16.44% in Q4 2021 (Source: Federal Reserve G.19 19 report on Consumer Credit).

Trends 52

Trends Industry US Cards 52