FICO

JUNE 1, 2023

Census Bureau reports advanced estimates that retail sales were down 1.2% Trends in the macro environment are seen throughout the credit card industry Rising prices, increases in the cost of securing and carrying debt, and the fear of higher unemployment rates are trickling through to consumer behavior on credit cards.

Trends 52

Trends Industry US Cards 52

South State Correspondent

JANUARY 4, 2023

Popular projects for 2023 include online loan and deposit onboarding utilizing third-party data to speed the process, compliance-as-a-service, payments, card controls, service case management, leveraging data for customer insights, and providing open banking APIs to customers. Develop a more innovative process.

Community Bank 195

Community Bank Capital Lending Training 195

FICO

FEBRUARY 21, 2023

Increasing of the fed funding rates leads to higher interest rates when seeking new credit or carrying balances on credit cards. For example, the average interest rate on credit cards accruing interest in Q4 2022 was 20.40% compared to 16.44% in Q4 2021 (Source: Federal Reserve G.19 19 report on Consumer Credit).

Trends 52

Trends Industry US Cards 52

Independent Banker

JUNE 30, 2022

But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Two years ago, Lead Bank and Self expanded the program to include a secured credit card. By Ed Avis. Methodology. CapTex Bank, National Association.

Community Bank 172

Community Bank Community National Philadelphia 172

Fintech Labs Insights

APRIL 13, 2016

Ixaris landed $6 million for its prepaid card platform. Prepaid card payments platform. Tags:Consumer, merchants, payments, POS, acquiring, debit/credit cards, mobile. Retailer point-of-sale system. Data for B2B analytics & risk management. Persado raised $30 million for its messaging platform.

New York City 12

New York City Company Fintech Minnesota 12