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5 New Year’s Resolutions For Any Sized Bank That You Must Get Right in 2023

South State Correspondent

Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Without the windfall of profit accrued to banks in 2022 because of faster-than-expected rate increases, banks will need to be better allocators of capital.

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Rescuing The Restaurant Business From App Decline

PYMNTS

With DineVite, consumers and restaurants get a better deal, since the restaurants can offer a deal to customers that they are comfortable with and consumers capitalize on it. As the year rolls on he expects to launch in Seattle, Los Angeles, San Francisco, Austin, Dallas, Houston, Chicago, Boston and Miami.

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Finovate Alumni News

Fintech Labs Insights

Scalable Capital recognized as only European startup on CNBC Upstart 25 roster. Mambu goes live in the Americas with new offices in Miami and new regional managing director. Vantiv to provide payment processing for Tyndall FCU ($1.3 billion in assets). See Vantiv at FinDEVr New York this month.

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Killing The I-Bank: The Disruption Of Investment Banking

CB Insights

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. In the world of asset management, the biggest players are now dedicated firms like Vanguard. The disruption of asset management. Table of contents. STAYING PRIVATE.

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First Look: The 56 Fintech Companies in YC’s Latest Batch (W21)

Fintech Labs Insights

By region: USA: 20 startups. Streamline your debt capital raise and management. Modern money management platform with points. R2 Capital. Stripe Capital for Latin America. Capital #SMB. Management and analytics software for convenience stores. Capital #SMB. Wealth manager for Europe.

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Retail’s Small Business Crisis

PYMNTS

The percentage of sales lost by those physical store franchises can be seen not only in the pretty charts and graphs that we produce and share on a regular basis but the ongoing drumbeat of the national and regional store closings for those brands that can no longer keep up. And just like every other industry, there’s concentration.

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37 Corporate Innovation Labs In Finance

CB Insights

The success of the One Market Center location in San Francisco has spurred other Innovation Centers across the world, in locations such as Dubai, Singapore, Miami, and London. Key people: Annie Ye, Head of DAX, Senior Vice President, DBS Innovation Group; Neal Cross, Managing Director & Chief Innovation Officer. Founded: 2016.