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Rebeca Romero Rainey: The future is bright

Independent Banker

Even after such a phenomenal ICBA LIVE and the ICBA Capital Summit, which may be happening as you read this, I can still draw such inspiration from our nation’s community bankers. I’ll be at ICBA’s Capital Summit in Washington, D.C. I’m so glad that I did. You never cease to amaze me with what you do and how you do it!

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Traditional Banks v. Alternative Lenders: How Goliath Can Beat David

Banking 2020

The rapid emergence of crowdfunding, alternative lending, and peer-to-peer transactions strongly indicates that small businesses are shifting away from the traditional banking environment. For instance, they could offer light advisory services or seminars to business owners who have working capital lines of credit.

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Nurturing New Businesses

Independent Banker

Of course, community banks are the primary economic engines behind small businesses on Main Street America, funding more than 60 percent of all small-business lending. However, capital isn’t the only or even primary need of startups, various business incubator experts agree. Some entrepreneurs have never raised capital.

Miami 70
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Seattle-Based Finagraph Completes $5 Million Financing

Fintech Labs Insights

The company, which demoed at FinovateSpring 2013 as BBC Easy, will use the fresh capital for both product development as well as increasing its market reach in North America. In a round led by Moody’s Corporation, financial business data specialist Finagraph has raised $5 million in funding.

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ICBA’s 2021 National Community Bank Service Award winners

Independent Banker

The KSB Lends a Hand program took anniversary funds totaling $20,000 and distributed them to more than 100 local organizations. “We Among its digital innovations is an extensive library of application programming interfaces (APIs) that runs its customer platform and allows the bank to originate and service loans on online lending platforms.